Changing finance, changing lives
Kakao Bank, the first-tier financial bank
■ Korea's leading internet bank
• All banking transactions on your mobile phone without visiting a branch 365 days a year
• Easy transfers to KakaoTalk friends even if you don't know your account number
■ Benefits that are immediately visible
• Competitive interest rates for everyone, without complicated subscription conditions or preferential terms
• Cashback received directly to your account by completing daily missions in the benefits tab
■ Accounts that you can use and view together
• Easily invite KakaoTalk friends as group members
• Share balances and deposit/withdrawal status with group members in real time
• Enjoy even greater benefits with a group-exclusive check card
■ A 26-week challenge starting from 1,000 won
• Savings that are gradually accumulated every week for 26 weeks
• Maturity is just around the corner with Kakao Friends' support!
■ Check card that returns as much as you spend
• Check card for everyone that gives cashback every time you spend
• Check card exclusively for business owners with only the benefits that CEOs need
• Check card exclusively for groups that offers another level of fun with random cashback
■ Easy and fast housing loan with chatbot
• Easy application for everything from purchase funds to monthly rent deposits and switching
• Check the interest rate and limit that suits your loan conditions at once
• Quick and easy submission via mobile without the hassle of preparing loan documents
■ Easy investment life
• Stock account of a securities company that you can compare and use at once
• Investment in financial products that you can start with a small amount
• Invest in dollars that you can easily save and withdraw freely without foreign exchange fees
■ Overseas remittance with exceptional fees
• Overseas remittance (send and receive) that can be used anytime, anywhere, 365 days a year
• Overseas remittance to over 200 countries around the world through overseas accounts and Western Union (WU)
• Designation of foreign exchange bank for transaction and extension service can also be applied for via mobile
■ Mini that starts from age 7
• Conveniently manage your child's allowance with mini
• Card that allows both payment and T-money recharge
■ Easy and convenient individual business banking for CEOs
• Easy business account opening and various business loan products
• Provides a business-only card with only the necessary benefits
• Supports essential business services such as tax reporting and business credit information inquiry
■ Exemption from transfer fees and ATM fees
• Exemption from fees for transfers from other banks and automatic transfers
• Exemption from deposit/withdrawal/transfer fees for all domestic ATMs (banks, affiliated VAN companies)
* ATM/CD machine deposit/withdrawal/transfer fees may change according to future policy. In case of a policy change, we will notify you in advance through the Kakao Bank app and homepage one month prior to implementation.
■ Customer Center Operating Hours
• Inquiries about savings/time deposits, loans, cards, and apps: 1599-3333 (Weekdays 08:00 ~ 19:00)
• Foreign exchange and fund inquiries: 1599-3333 (Weekdays 09:00 ~ 18:00)
• Inquiries about monthly rent deposit loans and housing mortgage loans: 1599-8787 (Weekdays 09:00 ~ 18:00)
• Accident reporting: 1599-8888 (24 hours a day, 365 days a year)
■ Chatbot Operating Hours
• KakaoTalk Channel "Kakao Bank Customer Center" (24 hours a day, 365 days a year)
• Chatbot consultation and counselor chat consultation support
■ Information on permissions and purposes for using the Kakao Bank app
• Phone (required): Consultation connection and identity verification, device authentication
• Information in installed apps (required): Prevention of electronic financial transaction accidents
• Camera (required): Taking pictures of ID cards and submitting documents, video calls, profile pictures Registration, photo transfer
• Location (optional): Preventing fraudulent registration and detecting fraudulent transactions
• Storage (optional): Saving transfer/remittance/withdrawal confirmations, card sales slips
• Physical activity (optional): Walking every day and receiving benefits Step measurement
* You can use the service even if you do not agree to optional access rights.
* The access rights of the Kakao Bank app are divided into required and optional rights in response to Android OS 6.0 or later versions. If you are using an OS version lower than 6.0, you cannot selectively allow rights. Therefore, we recommend that you check with the manufacturer of your terminal to see if they provide an OS upgrade function and, if possible, update the OS to 6.0 or later.